PRIVACY POLICY

Privacy Policy

Privacy Policy


Dear Policy Holder:

As your insurance agent or broker, our objective is to professionally serve your insurance needs. We recognize that in providing these services we have an obligation to safeguard the personal information you entrust to us, as well as other information we may collect as part of the insurance transaction.

This notice describes the policy practices and standards we have adopted to protect and ensure the confidentiality of your non-public personal information. All of our companies and employees adhere to these practices and standards.


PRIVACY POLICY


Exclusive Insurance Brokerage

We do not disclose any non-public personal information about our policyholders or claimants to any third parties except as is permitted by law. We do not sell or market your non-public personal information.


The Information We Collect

We collect non-public personal information about you from a variety of sources. The information we collect allows us to properly underwrite and rate insurance policy and to complete the other transactions incidental to your insurance policy. Sources of information include, but are not limited to:

Information we receive from you on applications or other forms.

Information about your transactions with us, our affiliates, or others

Information we receive from a consumer reporting agency

Driver information from the state motor vehicle departments

Medical or financial information


Electronic Communication Disclosure


You will be receiving emails and text messages from us including but not limited to: 


1. Policy Updates;
2. Invoices;
3. Payment Reminders;
4. Payment Status;
5. Endorsements (policy changes);
6. Cancellations;
7. Reinstatement;
8. Renewal;
9. Non-Renewal;
10. Claims;
11. Underwriting;
12. Risk Management;
13. Legal Documents;
14. And other pertinent communications.


The Information We Disclose


We do not disclose any non-public personal information about our policyholders except as permitted by law. We do not sell our customer lists.

How We Protect Your Personal Information


We restrict access to your personal information to those employees who need it to provide the insurance products and services you have requested. We maintain physical, electronic and procedural safeguards to protect your personal information.


Any Questions?


This notice is required by federal law. If you would like any additional information, please contact us:


Exclusive insurance Brokerage

271 Union Ave

Paterson, NJ, 07502

(973)-318-9243

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